Getting Fast Car Loans for Bad Credit

Why does it seem like financial disasters always come all at once? You maxed out your credit card, missed your mortgage payment, and now your car breaks down. You don’t have any public transportation worth using in your area, and you absolutely need a car right now. You’re in need of bad credit car loans, and you need them fast.

Don’t despair – local dealerships like ours are here to help. We’ve seen the direst of financial situations, and we still managed to help our customers get their much-needed vehicles. Unlike more traditional lenders, we have the patience and the empathy necessary to work out a solution to a tricky situation. For one thing, we know how much people rely on their cars. For another, we’ve seen how quickly people can get their finances back on track when they’ve got a vehicle they truly can rely on. We have plenty of options for immediate bad credit car loans no matter what your credit history currently looks like.

We pride ourselves on being experts in auto financing. When we help someone get out of a particularly difficult situation, we make a note of what we (and the customer) did to fix things. Only dealerships like ours are capable of amassing such a wealth of knowledge, since we’re the only businesses that really give it a try. Traditional lenders like banks typically just pass the buck.

So if you’re looking for bad credit car loans and you need them fast, come straight to us. We’ll have you fill out a quick and easy application and then you can take a look at the cars. In many cases, customers are able to set terms that are easy for them to pay off and they can get the car of their choice. We want to take the stress of at least one financial hassle off your hands so that you can focus on paying the bills with ease.

The Dos and Don’ts of Car Maintenance

Performing regular car maintenance can be tricky. It’s so easy to just slip on by when everything is working well that you often skip an oil change or forget to rotate your tires. This, however, is where things get dangerous. Not maintaining something that is used so often can lead to unexpected break downs and end up costing you more in the long run because you’ll be taking care of broken parts in your engine or tires that were worn down prematurely.

So how do you take care of your car in the best possible way? For starters, and this goes without saying, don’t miss those recommendations. Do get regular oil changes, rotate your tires and switch out your air filter often to keep your car running to its full capacity. This will help you to avoid those frustrating service charges that often come with poor car maintenance. Although safety recalls don’t happen to everyone, when they do it’s for a legitimate reason. Don’t neglect taking in your car to have the recall problem corrected and risk damaging your vehicle further. Do book an appointment and come in to have it inspected and replaced according to the manufacturer’s specifications.

When you’re running around town finishing errands and taking care of household stuff, it’s easy to ignore those little warning lights that tend to pop up. If there are one or two that just won’t seem to go away, don’t ignore them. Instead, do some research and bring your vehicle in to be serviced. This will not only take care of the problem at hand, but will give you the peace of mind that you need to carry on with your tasks at hand.

Taking care of your car is more than just giving it a bath every one and a while. Give it the upkeep it deserves by bringing it in to us, having that car maintenance performed on a regular basis and being able to rest assured that everything’s in top working order.

Understanding The Basics of Car Loans

It can be difficult to understand loans and the process of obtaining them, but we are happy to help to answer all your questions. Even if you have bad credit, we believe that should not discount you from purchasing a car. We work directly with you to ensure you receive competitive loan terms and rates.

Paying Off Your Loan Faster

Paying off your loan faster can be advantageous and there are a few ways to do so. One way is to round up you payments at the end of each month. This simple step can have your car paid off quicker without breaking the bank. Other simple steps to take include shortening your loan or putting more money down initially. This can even lead to lower interest rate because it shows you are less of a risk than your credit entails and dedicated to paying back your loan.

Grasping The Terms

Understanding the terms of your loan agreement including how long and how large each payment is are two factors we can explain and evaluate with you. Opting for a shorter term allows you to pay off your car in a timely manner, but your payments will most likely be larger. If you would rather make small payments over an extended period of time, you can opt for a longer term agreement. Both your loan term and interest rates effect your monthly payments. Your APR also comes into play which is effected by a variety of factors and it includes the interest rate charged on the amount you borrow for the car and any other fees associated with the loan.

We know all the options can make it difficult so we work alongside you to seek out a car that fits your needs and budget. Bad credit car loans are obtainable and our tips and tricks can help you pay off your car quickly.

Benefits of Purchasing Used Trucks

The allure of a brand new vehicle may be attempting, but there are substantial costs savings and benefits available when you purchase a used car or truck. You can find used trucks that are only one or two years old with low kilometers. Many have the exact same options and features of newer models, so you may want to consider the advantages of buying a used vehicle along with visiting a dealership to learn more.

1-Instant Savings

It is often said that vehicles depreciate in value as soon as they are driven off the lot. Generally, this is true and by deciding to buy a used truck, you save the money that is lost instantly after the purchasing process is complete.

2-Warranty Programs

In the past, the availability of a warranty or maintenance program was one reason buyers gravitated towards new vehicles. Today, however, in many cases dealerships and auto manufacturers offer their own warranty programs for used models. The programs typically offer the replacement and repair of certain parts of the vehicles for an amount of time or a set number of miles.

3-More Value For Your Dollar

Used trucks that are only slightly older than the latest models are available from dealerships. With the cost savings provided by purchasing a used vehicle, you may be able to afford additional features and other makes and models that you otherwise would not consider purchasing. For example, you could buy a truck with leather heated seats and an extended cab instead of keeping yourself on budget by settling for basic features. Many people like to buy a new vehicle every three to five years. By purchasing a used truck with a warranty, you can get the most out of your vehicle and trade it in at the end of the warranty if you choose.

Used cars and trucks are indistinguishable from brand new vehicles in many cases. Paying more for the same product may not make sense for your own situation. By shopping smart and comparing details, you can find a vehicle that you enjoy without paying new car premiums.

Finding the Right Mechanic

When faced with car troubles or the preventative maintenance to combat them, choosing your mechanic can be a very important decision. For those who love their cars, there are certain criteria that their auto repair company should meet. Here, we have trained professionals who look out for the customers’ needs before anything else, and provide wonderful customer care as well as great car service. While our dealership might be one among many, there are a few key features that help to set us apart from the rest.

Servicing Any Brand

There are dozens, perhaps even hundreds, of brands of cars on the market today, and our company provides great car service for them all. With our well-trained mechanics, customers can rest assured that their car is receiving the best specialized care available for their particular make and model. Older cars and new ones alike have special needs, and here we have the tech and know-how to cater to them all.

Check Credentials and Certification

Before taking your car or truck to any mechanic, the owners should be sure to check that the company and mechanics both meet the professional requirements to provide great car service. All of our mechanics here are certified and have the experience required to handle nearly any automobile-related issue that they are presented with. If a potential customer needs further convincing of the professional nature of the company, they are free to look on any number of comments from previous clients on review websites as well as the Better Business Bureau in order to confirm that our customer service and knowledge of vehicles is up to par, and that we treat our customers as valuable parts of our company.

While our business might be one car repair dealer among many, this is not a case of “a dime a dozen.” We offer professional services and treatment along with a hassle-free experience that is unparalleled by surrounding competitors, and have just the right mechanic for any customer or car thrown our way.

The Importance of Regular Car Service

Having a car breakdown is one of the most annoying things. While you can’t prevent every breakdown, you can do your part in making sure your car runs efficiently and is more dependable for you in every season.

Maintain Your Car’s Value

It’s keeping up with regular maintenance that holds your car’s value. You may not be thinking about reselling your vehicle right now, but in two or three years when you’re ready to trade it in you will be glad you got regular oil changes and service. This also lets you drive your car longer, giving you more time to save up for the next one. You’ll get more on the trade-in which is another benefit to taking your car to a mechanic for service.

Weatherize Your Car

With regular car service, you prepare your vehicle for the season. Winter temperatures are much harder on your vehicle than fall or spring, and you may need to replace windshield wipers or upgrade to snow tires. There are additives your mechanic may recommend to keep the liquids from freezing. Having a battery with more cold-cranking amps makes sure your car will start no matter how much the temperature drops. Your mechanic can help you be ready for any kind of weather.

Save Money by Catching Problems Early

You may not readily recognize a belt that is wearing out, but your mechanic will. Regular car service lets your technician inspect the parts of your car that do have problems. Instead of having a belt snap when you’re on the road, you can replace it while you’re at the shop. No need to tow your car or wait around until it’s fixed. It saves money and time.

Our mechanics know your time is valuable. Bring your car in for regular service and let us take care of you. We have affordable rates that won’t break your budget. Maintain your ride and save time and money all year long.

It’s Alright to Tell Your Used Car Salesman the Truth

People who sell used cars have a reputation, and it isn’t a good one. The title “used car salesman” conjures up images of cheap suits, greasy hair, and fake smiles. It’s an occupation that has a negative stigma attached to it, and some of the games that have been played between buyers and sellers on car lots are legendary. You may feel that there are very good reasons for withholding your income and financial information for as long as possible. In this antagonistic environment, it can be hard to let your guard down, but there are reasons why a good salesman should be trusted.

Salesmen are Professionals

Most salesmen are business professionals with an incentive to provide you with excellent customer service. They are working hard in an industry that is highly competitive. Repeat business and referrals are critical to their success, and playing deceitful games with customers is not in their best interest. The only salesmen that last for any length of time have earned reputations for fair deals, but that doesn’t stop most buyers from approaching them with suspicion.

Salesmen Have Helpful Knowledge

In order to serve you best, a car salesman must understand your needs. To do this, your trust must be earned. The relationship they work to developed with you is what puts you in a position to get the most out of the exchange. Without your cooperation, you are just making it harder on yourself. A good salesman makes suggestions that help you decide which auto purchase is the most advantageous for you.

The Final Deal Benefits You Both

As a buyer, you are working together with your salesman to produce a result that is mutually beneficial. You want to get the most out of your money. Every dollar you spend should be returned to you in the value of the vehicle you drive. A salesman needs to make certain you buy something that will satisfy your needs for as long as possible. From the salesman’s perspective, getting it right the first time around is less costly than continuing to provide follow up service for unhappy customers. By cooperating together, you both win.

Experienced salesmen have seen it all before. Being coy with them signals that you are they type of buyer that wants to play games. Used cars are tricky enough. Instead of approaching your salesman with suspicion, try giving the benefit of the doubt.

What to Expect From a Used Car Dealership

If you’re going to buy a secondhand vehicle, you need to make sure that you know what you’re getting. The best way to be confident in the car you’re buying is by finding a trustworthy seller of used cars. If the dealership is transparent and upfront with the information regarding the vehicles, you should be able to find a good car and a good price.

Premium Service

Ideally, your car will come with a warranty of some sort that allows for a certain amount of standard maintenance. It’s always best to take the car back to the dealership, especially right after it’s been purchased, as the company’s mechanics will know exactly what’s been done to the car and will better understand any problems that arise.

Reasonable Financing

Buying a pre-owned car is a great way to spend less money on an automobile that’s still in great condition. If you’re able to get quality dealer financing, you can really get a nice car without breaking the bank. With good credit and a decent down payment, you should be able to get some excellent financing options from a dealership. Even if your credit isn’t the best in the world, you’ll likely still be able to work out an agreeable deal.

Excellent Variety

One of the best things about buying a used car is the variety of options to choose from. The price range is often rather wide and buyers frequently find cars that they never would have thought to look at until they’re on the lot and see an affordable model with great specs. If you search long enough, you’re bound to find something that works for you.

When you find the right dealership, looking at used cars becomes a much less stressful endeavor. Find a reputable company that offers the right services, and you’ll end up driving away with a dependable and affordable vehicle.

Car Loans: 8 Things You Need To Know

If you are looking to get a car loan in the Prince George area, but have bad credit, we’ve got some news for you: you still qualify for a bad credit car loan. It’s important that you get as much information as possible about car loans before taking out a bad credit car loan, so we’ve assembled 8 facts about bad credit car loans that can provide you with a general overview. Contact for details about bad credit car loans or for more information:

1. Everyone qualifies for a bad credit car loan with us – even if you have had a bankruptcy or have no credit at all. All of our customers should have equal opportunities to finance their car purchases, so we won’t turn anyone down from a bad credit car loan.

2. You have options. We will offer several options to each customer so that the customer can select the right bad credit car loan package that’s right for their unique needs.

3. You can get a bad credit car loan for a used car, or a used truck or minivan. Our car loan program is designed to help you by any used car you’d like.

4. It often takes people several years to repay their bad credit car loans. Speak with our lenders to determine exactly what type of loan program you will use. Your choice of loan program will determine the duration of the program.

5. You may pay a higher interest rate for a bad credit car loan than someone with good credit. However, because of the options that we provide, you should be able to find a bad credit program that suits your particular budget.

6. You can always refinance your bad credit car loan. As long as your repay your car loan and rebuild your credit, you will have the option of refinancing your bad credit car loan down the road. Contact us for details.

7. You can apply for a bad credit car loan online using our secure credit application.

8. It’s recommended that you complete a credit application for a bad credit car loan prior to looking for a car. By completing the credit application, you’ll know more about how much money you’ll be able to spend on the car. Therefore, completing the car loan application is the first step for many customers.

Contact us today to learn more about bad credit car loans and car financing in general. We’re always happy to help you get the right car at the right price!

Tips for Buying Your First Used Car

Buying a used car for the first time can be an exciting yet puzzling experience. There are so many makes and models to choose from, and because there’s such a wide selection, it can be hard to know where to begin. Whether you’re working your first job or attending school, having a reliable vehicle can make all the difference, and we’re here with some tips on how to browse used cars, narrow down your choices and understand your payment options.

Before Your Browse

While you might think the first step in finding a quality used car is to browse vehicles online or visit car lots, it’s a good idea to organize your finances first. Gather your monthly bills so you can calculate what you can afford in the way of a monthly car payment, obtain a copy of your credit report and take the time to ensure all the information on it is correct. If you don’t have a credit history yet, our salespeople can let you know about your financing options and which choice might be best for you.

The Selection Process

Browsing used cars can be the most exciting part of the buying process. However, while you might have a specific make or model in mind, it’s helpful to keep an open mind as well. You may find a vehicle that’s a great fit for your current lifestyle, such as one that gets good gas mileage for your daily commute. You may want to write down a list of questions to ask our salespeople, as this can help narrow down your choices.

After You Buy

Once you purchase your vehicle, you might have questions about how to maintain it. We can help you create a plan for caring for your car in the long term, from servicing the engine to tire maintenance.

Choosing that perfect vehicle from a wide selection of used cars isn’t always easy for a first-time buyer. However, with a little planning and guidance, you can find a car that’s a perfect fit for your budget and lifestyle.