How Can Having A Co-Signer Help You With First Time Car Financing?Buying your first car can be one of the most exciting and yet daunting tasks of your life. If you have never taken out any kind of loan before, it can seem nearly impossible to get a car loan. Without a credit history, many banks and other financial lenders may be hesitant to fund your car purchase because they do not have a track record...
Read moreThe Right Financing For YouThe right auto loan can help you own the car of your dreams, or obtain the vehicle that you need on a short timeframe. Unfortunately, the wrong auto loan can quickly turn into an expensive burden. Here are a few commonly made mistakes to watch out for when you are looking at your auto financing options.First, it's important to come up with a budget well before you set...
Read moreGetting Approved with Bad CreditGetting approved for an auto loan can be a challenge if you have a questionable credit history. Even though most lenders use your credit profile as a means to measure your worthiness, it is not always an accurate indicator of how financially responsible you are. We know that sometimes bad things happen to good people, and we do not believe in penalizing you for those...
Read moreBuild Your Credit With Car FinancingIf you are in the market for to purchase a car, chances are you are also interested in a reasonable car financing plan. Getting the best deal and keeping your payments affordable requires that you protect your credit in various ways before you decide to purchase a vehicle.One mistake many people who will make a large purchase within the year fall into is to layer...
Read moreDo You Drive All Seasons or Winter Tires?If you frequently drive on snow or ice you have probably wondered which type of tire is best for your car. Tires are very important, especially when it comes to driving in dangerous, cold weather conditions. You have two different options when it comes to purchasing tires. All-seasons tires stay on your car during the summer and winter and are supposed to perform...
Read moreHow to Get the Lowest Monthly Car PaymentWhen it comes to car loans, a low monthly payment is something that many car buyers focus on. However, it's important to understand how to get the lowest monthly car payment without paying really high interest rates or taking out a loan for longer than you actually need. We have a few ideas for you on how you can get lower monthly payments on your car loan...
Read moreWhat to Look for in a Traveling VehicleIf you like to travel or you have a long commute to work, when you look at used cars, you want to keep this in mind. You want a vehicle that has certain features to help ensure that your travels are cost-effective and comfortable.Adjustable Seating To ensure optimal comfort when you are driving, adjustable seating is a necessity. This is especially important for...
Read moreA Few Things to Consider While Shopping for Used CarsShopping for used cars is a lot like shopping for new ones. Even though these quality used vehicles have been owned and driven before, they still have a lot of life left in them. In order to get a good deal, you need to shop carefully. Here are a few tips to improve your chances of getting a great used vehicle.Inspect the VehiclesYou cannot look...
Read moreWhat You Need to Know About Buying a Car With Bad CreditIf you need a new vehicle but have bad credit or no credit, you need to approach the car buying process a bit differently than how someone with good credit would approach it. If you want to drive away in a new vehicle without signing on for a loan with outrageous rates and impossible to meet terms, there are a few things you need to know about...
Read moreRegular Car Maintenance Keeps Your Vehicle Running WellKeeping your car running smoothly includes routine maintenance. Doing what needs to be done on a regular schedule will keep your vehicle dependable, safe, and running longer. It also keeps your car more energy efficient, which will save you money. Get regularly scheduled car maintenance to spot problems before you break down on the road.Every month,...
Read moreWays to Finance Your VehicleOnce you have chosen the perfect used vehicle to purchase, you will want to figure out how you are going to finance your new car. There are a few different methods you can choose from in order to purchase your vehicle including cash, lease, or car finance. Paying with cash is not very common among most people, but if you have the money to pay with cash, you should go for...
Read moreCar Loans Help Dealerships Form Solid Relationships With CustomersIt's not impossible to purchase a shiny brand new car with a poor credit history. In fact, it's relatively easy if you turn to your local dealership. Dealerships like us are often willing to bend over backwards to help people get the wheels they desperately need. Why is that, you may ask? Well, it has to do with an important...
Read moreKnowing What You're Getting In a Used Car You may not enjoy going car shopping and for good reason. The sales people may make you uncomfortable by trying to persuade you to buy a car that you may or may not actually want. Sometimes it is difficult to withstand their pressure and you may walk away feeling as though your voice wasn't heard or you didn't get a good deal. This can cause you...
Read moreHow Long Should Your Car Loan Be?When it comes to car loans, no matter if they're regular, bad credit, bankruptcy, slow credit or any other kind of loan, it's best to focus more on the length of the loan instead of the amount of monthly payment that you'll be able to afford. This might sound a bit counterintuitive, but focusing on the bigger picture comes with bigger and better advantages.While...
Read moreBenefits of Buying a Used Car from a DealershipAre you in the market for a used car? Do you know that dealerships are the better choice over private party sales for used cars? I'm here to help you understand why you need to buy from our dealership instead of buying through a private party.The bottom line when it comes to buying a used vehicle is that it can be a complicated process. With a private...
Read moreGetting Fast Car Loans for Bad CreditWhy does it seem like financial disasters always come all at once? You maxed out your credit card, missed your mortgage payment, and now your car breaks down. You don't have any public transportation worth using in your area, and you absolutely need a car right now. You're in need of bad credit car loans, and you need them fast.Don't despair - local...
Read moreThe Dos and Don'ts of Car MaintenancePerforming regular car maintenance can be tricky. It's so easy to just slip on by when everything is working well that you often skip an oil change or forget to rotate your tires. This, however, is where things get dangerous. Not maintaining something that is used so often can lead to unexpected break downs and end up costing you more in the long run because...
Read moreUnderstanding The Basics of Car LoansIt can be difficult to understand loans and the process of obtaining them, but we are happy to help to answer all your questions. Even if you have bad credit, we believe that should not discount you from purchasing a car. We work directly with you to ensure you receive competitive loan terms and rates.Paying Off Your Loan FasterPaying off your loan faster can be...
Read moreBenefits of Purchasing Used TrucksThe allure of a brand new vehicle may be attempting, but there are substantial costs savings and benefits available when you purchase a used car or truck. You can find used trucks that are only one or two years old with low kilometers. Many have the exact same options and features of newer models, so you may want to consider the advantages of buying a used vehicle...
Read moreFinding the Right MechanicWhen faced with car troubles or the preventative maintenance to combat them, choosing your mechanic can be a very important decision. For those who love their cars, there are certain criteria that their auto repair company should meet. Here, we have trained professionals who look out for the customers' needs before anything else, and provide wonderful customer care as...
Read moreThe Importance of Regular Car ServiceHaving a car breakdown is one of the most annoying things. While you can't prevent every breakdown, you can do your part in making sure your car runs efficiently and is more dependable for you in every season.Maintain Your Car's ValueIt's keeping up with regular maintenance that holds your car's value. You may not be thinking about reselling your...
Read moreIt's Alright to Tell Your Used Car Salesman the TruthPeople who sell used cars have a reputation, and it isn't a good one. The title "used car salesman" conjures up images of cheap suits, greasy hair, and fake smiles. It's an occupation that has a negative stigma attached to it, and some of the games that have been played between buyers and sellers on car lots are legendary. You...
Read moreWhat to Expect From a Used Car DealershipIf you're going to buy a secondhand vehicle, you need to make sure that you know what you're getting. The best way to be confident in the car you're buying is by finding a trustworthy seller of used cars. If the dealership is transparent and upfront with the information regarding the vehicles, you should be able to find a good car and a good price.Premium...
Read moreCar Loans: 8 Things You Need To KnowIf you are looking to get a car loan in the Prince George area, but have bad credit, we've got some news for you: you still qualify for a bad credit car loan. It's important that you get as much information as possible about car loans before taking out a bad credit car loan, so we've assembled 8 facts about bad credit car loans that can provide you with...
Read moreTips for Buying Your First Used CarBuying a used car for the first time can be an exciting yet puzzling experience. There are so many makes and models to choose from, and because there's such a wide selection, it can be hard to know where to begin. Whether you're working your first job or attending school, having a reliable vehicle can make all the difference, and we're here with some tips...
Read moreSteps to Prepare Yourself for Buying Used CarsBuying used cars is a big step in your life and there usually is no point in rushing it. When making such a major purchase, it is a good idea to approach the decision with care. Here are some things that you can do to ensure that you're ready to buy a car when the time comes.Know Your Credit ScoreYour credit score and history will have a big impact...
Read moreYour Reliable and Attractive Used Vehicle AwaitsFinding an affordable used vehicle does not have to be a terrible chore or feel like a never-ending search. Choosing the right dealership is the first step to finding a car that will serve your needs, be dependable, and hold up against the demands of your busy lifestyle.Whether you need a comfortable minivan or sedan to transport a growing family or would...
Read more3 Car Loan MythsIf you have your eye on a new or used car, you may have to consider financing options. The problem that a lot of people face is that they don't have optimal credit and may not think that they qualify. While many lenders offer bad credit car loans, there are still a lot of myths that circle the choice. You shouldn't let these turn you away from the financing that could get you...
Read moreFactors Affecting the Cost of Your CarEveryone likes to get a good deal. When you are offered a low monthly payment on your car loan, that might seem like the best deal of all. In the long run, however, that low monthly payment might actually end up costing you hundreds of dollars more than you intended to pay. In order to understand the true total cost of car loans, you must look at three different...
Read moreCan You Get a Loan for a Used Car?If you are like many car buyers, you want to buy a used car instead of a new one. For many reasons, that makes a lot of sense. You might wonder, though, if car loans are available for used cars. Generally, the answer is yes. Here are some things to consider when applying for a used car loan.Think About Purchasing at a DealershipIf you need to finance your used car...
Read moreThe Possibilities Created by Used Car FinancingMany people throughout Canada have the dream of one day owning a car. Owning a vehicle makes commuting to work a capability, and opens many other exciting doors. If you have a family, having an automobile is a necessity almost along the lines of water and food. Luckily for everyday people who would wish to avoid having a significant chunk of their savings...
Read moreWho You Should Bring Along When Shopping for Used CarsShopping for used cars can be a daunting experience. With so many makes and models to choose from and with so many ways to finance your vehicle, going it alone can make you feel less confident than you normally might. To make your experience more pleasant, we have some tips about who you might bring along as you shop and take test drives, as this...
Read moreWhy Go With Used TrucksAs many of us know, a car is an important but highly expensive purchase. When you add up the cost of the car, its insurance and its fuel, the final sum is quite impressive. This is why many people decide to buy used cars. The benefits in this situation often outweighs the potential disadvantages. Owning a truck can make a lot of things in life easier. It enables you to handle...
Read moreHow to Save With Dealer-approved Car LoansPeople want to save money on products they buy, and this is most true of products that cost more. Cars are one key example. People certainly are inclined to make any effort to save money on car loans when the overall price can represent such a large sum. Car dealers have access and industry insight that can save people money in the long run. Working with one...
Read moreAdvantages of Buying Used CarsSome people may give pre-owned vehicles a bad wrap, but there are times when it makes a lot of sense to go this route. Just about everyone needs a reliable vehicle to get around from place to place, and a used vehicle can suit you well. If you're still not convinced this is your best choice when you need a car, consider the pros to owning used cars.Good ValueThe...
Read moreWhy Canada's used-car world is becoming a buyer's marketIan Bickis, The Canadian Press TORONTO -- The balance of power in the used car market is shifting towards shoppers as improved data and online offerings create more opportunities to push for the best price.A fast-evolving online marketplace is providing more intelligence on the fair value of cars, said Cliff Banks, a Detroit-based...
Read moreBuying a Used Vehicle in Ontario? Get a Pre-Purchase Vehicle Inspection BEFORE You Buy!Buying a car can be a huge financial commitment and no one wants to end up with buyer's remorse due to unexpected repairs soon after purchase. That is why its vital consumers exercise their 'due diligence' before purchasing any used vehicle - and in many cases, that means getting a pre-purchase mechanical...
Read moreKey Steps to Take When Purchasing a Used Car to Make Sure You Are ComfortableIf you are on the hunt for quality used cars in your area, there are some key steps to take to be sure the entire process goes well. We recommend taking these steps to ensure you get exactly what you want and spend the amount you want to in the end. The most important thing is guaranteeing the vehicle you buy is top quality....
Read moreThe Advantages of Used CarsIn today's economy, purchasing a used car makes perfect economic sense. In fact, since so many people are holding onto their cars for longer periods of time that used cars have actually increased in value. This is due, in part, to the fact that fewer used vehicles are coming on the market. Thanks to better engineering, it is possible for almost any modern car to last...
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